SYDNEY PROPERTY EXPERT

Empowering Your
Journey to Homeownership

You’ve been dreaming of owning your own place in Sydney. I’m Karen, and I’m here to make it happen.

MFAA Professional Member Access to 40+ lenders

Why Your Sydney Home Dream Matters

Rising property prices that seem to outpace your savings.

Complex lending criteria that banks don’t always explain clearly.

Government schemes that could save you thousands if accessed correctly.

Time pressure in a competitive market where good properties move fast.

Information overload from well-meaning friends, family, and online forums.

You need someone in your corner who gets it and helps buyers succeed.

Karen, MFAA Professional Member and licensed mortgage broker

Meet Karen: Your Sydney Mortgage Broker

20 years of Corporate Finance Industry

I became a mortgage broker for one reason: to help people like you achieve what others say is impossible. Over 20 years I have worked in the finance industry, and saw first hand as a home owner how difficult the home buying process can be.

Why I Focus on First-Time Buyers Like You

  • You deserve someone who celebrates your wins, not just processes your paperwork.
  • Your questions aren’t “basic” — they’re smart, and you deserve clear answers.
  • Your timeline matters! I work evenings and weekends because that’s when you’re available.
  • Your budget is precious — every dollar saved matters for your future.
My Promise to You: As a fully licenced mortgage broker and MFAA Professional Member, I bring knowledge, access to 40+ lenders, and a genuine commitment to your success. I’ve guided over 500 first-time buyers to their keys — and I’m ready to do the same for you.

How I Make Your Home Buying Journey Simple

Services Designed Around Your Life

Your Complete First Home Strategy

You shouldn't have to become a mortgage expert to buy your first home. I handle the complex stuff so you can focus on the exciting part – finding your perfect place.

  • Pre-approval that actually works: Know your true buying power before you start looking
  • Government grant maximisation: I'll ensure you get every dollar you're entitled to
  • Deposit scheme navigation: Access programs that could cut your deposit requirement in half
  • Lender matching: I know which lenders love your suburb, your job type, your situation
  • Application positioning: Present your story in the best possible light

Your Ongoing Support System

Your relationship with me doesn't end at settlement. As your circumstances change, I'm here to help you:

  • Negotiate rates and review your loan on your behalf.
  • Plan for investment properties when you're ready to build wealth
  • Navigate construction loans if you decide to build
  • Optimise your loan structure as your income grows
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Helping Australians take confident steps into homeownership and property wealth, with clarity and expert guidance.

Your Trust & Compliance

  • Mortgage & Finance Association of Australia (MFAA) Member
  • Credit Representative 569759 is authorised under Australian Credit Licence 389328
  • $20m Professional Indemnity Insurance
  • Privacy Act compliant
  • 20+ hrs continuing education annually

Our Service Areas

  • Australia Wide (tech enabled)
  • Greater Sydney Metropolitan
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Kaleo Finance Group Pty Ltd ABN 73 685 685 009 Credit Representative 569759 is authorised under Australian Credit Licence 389328. General information only – not financial advice. Your circumstances should always be considered.